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Joined 1 year ago
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Cake day: August 2nd, 2023

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  • This shit happens in the parking garage I use too and it amazes me. I drive a small sedan and I refuse to park in those spots bc I’m terrified some idiot will sideswipe me (I have actually seen this happen to other vehicles). I can only imagine it’s some sort of flex bc people have to avoid their oversized tiny-penismobile.



  • At least 4GB, my previous employer was a young guy that was an Apple simp. He bought a bunch of Mac minis as desktop computers and they only had 4GB of RAM. They were the most garbage piece of shit computer I have ever had the displeasure of being forced to use. It really wasn’t even usable, it would lock up just trying to open any web browser or even the file explorer (or whatever Apple calls it). It really amazes me how Apple continues to shit in their customers mouths, tell them it’s chocolate ice cream and they believe them



  • Credit cards are definitely better than debit cards if you can manage your spending well. The biggest reason for me is that credit cards offer better fraud protection. Say your debit card gets stolen, they can clean out your entire bank account and suddenly you have no money. It will take time for the bank to reverse these charges, meanwhile you have no way to buy necessities. With credit it’s not your money and the credit card companies are insured and deal with this stuff daily. You also still have money in your bank account for necessities.

    You absolutely have to be careful with credit though, especially if you aren’t good at budgeting. It’s not free money and will charge interest if not paid off each month, but if you can use it responsibly you can take advantage of the perks, like cash back, points and whatever else they offer.

    What I personally do is only use credit cards, I have certain ones that offer the best perks for certain purchases and pay them off in full every month at minimum. You can set them up to be very similar to a debit card and monitor your spending so you don’t build up too much debt. It boils down to whether or not you can trust yourself to be vigilant in sticking to a budget.


  • While I agree with you on the second point, I don’t believe debit cards are better than credit cards for several reasons. The main one is that credit cards offer better fraud protection. Say your debit card gets stolen, they can clean out your entire bank account and suddenly you have no money. It will take time for the bank to reverse these charges, meanwhile you have no way to buy necessities. With credit it’s not your money and the credit card companies are insured and deal with this stuff daily. You also still have money in your bank account.

    You absolutely have to be careful with credit though, especially if you aren’t good at budgeting. It’s not free money, but if you can use it responsibly you can take advantage of the credit card perks, like cash back.