I know you’re desperate. Do not get credit cards. You can hang on a few more years to be able to have nice things. The argument that you need to start building credit is rationalization. Your friends will love you even if you can’t buy nice gifts. You’re not smarter than every other delusional person who insists they can magically pay back more than they earn. Don’t be stupid.

My boss texted a group thread at 10:30pm and I responded in 3 different clear but relatively lighthearted ways to stop texting because I was in bed. He got annoyed. 20m later my watch gave me an alert that my heart rate was 114bpm for more than 15m and now I can’t sleep.