An option for me to buy a house has come up very suddenly and it seemed like a good idea at first - but I look at a mortgage and think “that’s 15 years I’ll spend paying back, at absolute minimum. Probably more like 25 years” - how can I possibly plan that far in advance?
So, how did you feel about getting a mortgage and seeing such a serious commitment stretch so far into the future? I’m mainly talking about the emotional side of things rather than financial
Scary at first, I hare any sort of debt, but I’m about 7 years into it now and I seemed to have gotten in at just the right time, so I’m thankful at how relatively low my mortgage is. I’ve just gotten used to having the debt now. I don’t even think about it in the long-term, to be honest. As long as I can hit my rent every month, that’s all I’m worried about. Paying it off will happen eventually, right before I die I’d guess.
It’s a pain having to constantly maintain stuff, but it’s been an education learning how to fix shit up around the place, one youtube video at a time. So many helpful people out there recording themselves fixing every random-ass thing possible.